When you have been involved in a serious car accident, the first thing on your mind will be recovering from your injuries. Then, as your body begins to heal, you will begin to worry about financial matters. This is the natural process. However, this is not the same approach your insurance company will take.
In the unfortunate instance of an accident, the first thing that your insurance company will do is begin calculations on how quickly they can get you to sign off on a settlement. The quicker they can make you settle, the less they will have to pay. The next thing they will do if an early settlement is not possible, is try to determine how quickly they can get you off the medical benefits, even if it is not in the best interest of your health. This is just how the system works. You must always keep in mind that the insurance company will rarely have your best interest in mind. They are focused on the bottom line and nothing else. This is why you need to seek immediate legal representation when you have been injured in a car accident.
An Unbelievable Story
We will call him John for the purposes of this story. John had to commute in the wee hours of the morning. One such morning on his way in, John was involved in a car accident. The driver of the other car was returning from a long trip and fell asleep at the wheel. John was injured quite seriously. He required immediate surgery to save his leg, and several pins and plates had to be inserted so that he could possibly walk again. He had damage to his right hand, and a severe concussion. After surgery, he was given a 50/50 chance of keeping his leg, and a 20 percent chance of ever walking again. At that time, the doctors stated that he would need extensive therapy to regain control of his leg and his right hand.
While he was still in the hospital, an insurance agent came to his room. He told him that the case had been reviewed and that they determined his injury and the damage to his car amounted to the cost of his hospital stay and the repair to his vehicle. They did not, however, account for any loss incurred for lost wages, pain and suffering or future medical treatments. They wanted him, in his current medicated state, to sign off on the accident right then. Thankfully John was married to a paralegal that had already secured legal representation.
Whether it is an accident attorney in Seattle or injury attorney Charleston residents use, solid legal representation will look at the entire picture of the accident and the issues it creates for the injured party. The good news is that John went on to receive all the medical care that he needed and was able to regain his ability to walk and move his hand. This would not have been possible without the right medical treatments that the attorney secured from the insurer. During his recovery period he and his family were able to survive off of the settlement for his lost wages and suffering.
Life can be turned upside down by a serious auto accident and it's ramifications. A good attorney has the knowledge and experience to preserve the rights of you and your loved ones. They will look out for your best interest, making sure you receive the proper medical care now and in the future, and receive the right compensations you are entitled to under the law.
Southern writer Molly Pearce is a mother of two and concerned motorist. When choosing an auto accident attorney, drivers should do their research and find a lawyer with this specific experience and knowledge. Howell and Christmas, LLC an injury attorney Charleston group includes an attorney with experience working with insurance companies to defend wreck cases all over South Carolina. Knowledge of insurance claim minimization tactics now helps him maximize his client's claims.